News & Insights

January 12, 2024
10 Benefit Trends To Know in 2024

When it comes to employee benefits, no year is ever the same. But recent years have made “different” seem like a vast understatement.  Expect mo...

October 3, 2023
Minnesota CANDOR Act Resources

On August 1, 2023, a transformative shift in healthcare communication took place as the Minnesota CANDOR Act (bill SF2909) came into effect. With the ...

July 10, 2023
Don’t Forget to Pay Your Personal Insurance Premiums

Have You Missed an Insurance Payment? Life happens. The car breaks down, the kids get sick, an appliance fails. When the insurance bill arrives, you ...

April 7, 2023
On Demand Personal Insurance Webinar – Up, Up and Away

Ballooning insurance premiums and how to manage the impact. You open your automobile or homeowners insurance renewal policy or invoice and notice th...

April 7, 2023
Nels Dyste Recognized as 2023 Emerging Leader of the Year

Dyste Williams would like to extend our heartfelt congratulations to Nels Dyste who was presented with the 2023 Emerging Leader of the Year Award by t...

January 31, 2023
Increasing Cyber Liability Coverage Requirements

As you may be aware, businesses and families have suffered from a surge of devastating cyber attacks and data breaches especially in the past two year...

January 8, 2023
Winterize your Organization against Lost Productivity

As we manage our organizations through the unique challenges of the winter season, it is important to take the necessary steps to reduce events and in...

October 27, 2022
2023 Compensation Trends — What Employees Want From Wages and Benefits

In terms of labor and salaries, 2023 is shaping up to be a year of question marks and contradictions. Despite rising concerns of a recession, employer...

July 12, 2022
What Is an Occurrence-Based Policy vs. a Claims-Made Policy?

A liability insurance policy helps pay for expenses related to a loss suffered by another person or business that occurred on your property or because...

July 5, 2022
On Demand Webinar: The Name of the Game

How property and vehicle titling impacts your coverage Your son or daughter needs a new vehicle and the dealer asks you “Whose name should be on th...

June 3, 2022
Your Recreational Boat Needs Coverage in and out of the Water

Many home insurance policies provide partial coverage for watercraft, but it’s likely that you will need specific boat insurance coverage to be full...

March 2, 2022
Benefits and Perks To Attract and Retain Great Talent

Want to leverage employee benefits for better recruitment and retention? Double down on wellness. That’s a key finding of a recent survey by the ...

December 29, 2021
Insurance Premiums Are Rising – Here’s What You Need To Know

Businesses are reopening across the nation and a sense of normalcy is cause for celebration. But you might want to hit the brakes on the festivi...

December 14, 2021
Reducing Dental Practice Risk Course | MDA 2022 Star of the North Meeting

Richard Small, JD, will be presenting the Fortress course Reducing Dental Practice Risk at the Minnesota Dental Association Star of the North Meeting ...

December 7, 2021
Non-Compliant Patients: Deciding to Treat or Withdraw from Care

Authored by Richard Small, J.D. This article reviews key considerations and best practices when considering withdrawing from care due to patient no...

August 23, 2021
Money Matters (Part 2) Hidden Costs and Savings in Homeowners Insurance

Author - Roberta Gibbons, CIC, CISR Your home is your pride and joy, the place where you and your family will gather and make memories.  For many, a...

August 4, 2021
On Demand Webinar: Employee Benefits on a Budget

How to get more bang for your benefits buck After a year that was turned upside down by the pandemic, employees are experiencing burnout and high lev...

July 8, 2021
Ways to Stay Safe on the Water this Summer

Recreational boating and water activities are enjoyed by millions of Americans each year. To support a culture of safety and encourage those enjoying ...

June 29, 2021
Celebrating OSMNIC Leadership

Dyste Williams is proud to represent OMSNIC (OMS National Insurance Company) in the Upper Midwest and pleased to announce that Bill Passolt, OMSNIC Pr...

June 29, 2021
Money Matters – Hidden Costs and Savings in Auto Insurance

Author - Tony Rajkowski As automobile insurance consumers, as with most things in life, we crave stability.   It is truly deflating to open your ...

April 28, 2021
Informed Consent: The Good, the Questionable and how Jurors decide Consent Issues

Authored by Richard Small, J.D. This article reviews key goals and considerations of the informed consent process, duties owed by dentists and pati...

April 28, 2021
On Demand Webinar: Informed Consent: The Good, the Questionable and why it is still Critically Important

Overview Do I really have to get a patient’s informed consent in writing, and if yes, can my staff get it? It is critical that you establish an inf...

March 30, 2021
On Demand Webinar: Dental Practice Insurance – Protecting Your Practice Investment

Do You Understand Business Insurance Policies? In this session, we address frequently asked questions related to understanding business insurance pol...

March 3, 2021
Bringing Down the House

Author - Roberta Gibbons, CIC, CISR Homeowners Insurance during the Pandemic and Beyond The Covid-19 pandemic has created a number of new exposures ...

February 17, 2021
On Demand Webinar: Solving the Personal Liability Puzzle

How are you identifying the missing pieces of your asset protection plan? Now more than ever, dentists and oral surgeons are confronted by numerous r...

February 9, 2021
What You Don’t Know Could Hurt You

Uncovering Gaps In Your Malpractice Policy As a healthcare provider, you have a flurry of coverages available to you – all designed to protect your...

February 3, 2021
Darryl Gullickson Agency Merges with Dyste Williams

We are excited to announce that the Darryl Gullickson Agency, an independent, benefits insurance agency in Minneapolis, has merged with Dyste Williams...

January 13, 2021
On Demand Webinar: Bringing Down the House – protect yourself from pandemic-related home exposures

Published January 28, 2021  The COVID-19 pandemic has created a number of new home exposures and considerations. Home schooling, WFH (work from ho...

November 20, 2020
Webinar: Strengthening the Patient Referral Process – Serving your patients’ best interests

Join us on Wednesday, December 9 | 12:00 – 1:00 p.m. Central Time How does your patient referral process develop trust, support patient retention...

November 20, 2020
Impact of a Hardening Market and a Pandemic

Author - Allen Bosch, CPCU, ARM Impact of a Hardening Market and a Pandemic on Malpractice Insurance Rates - A History Lesson Last year, almost half...

October 21, 2020
On Demand Webinar: License to Drive (me crazy!)

How to Properly Insure Your Youthful Driver Congratulations! Your child just turned 16 and passed his/her driver’s test! This is an exciting time,...

October 16, 2020
On Demand Webinar: Disability in Dentistry – How to Prepare, Manage and Survive

Do you know a dentist, oral surgeon or dental hygienist that has been temporarily or permanently disabled? Unfortunately, they are disabled twice as o...

September 21, 2020
The Richard Small Agency Joins Dyste Williams!

We want to share some exciting news with you! The Richard Small Agency has joined Dyste Williams.  This partnership creates an organization even ...

September 14, 2020
Webinar: Teledentistry – Navigating the Benefits and Risks of Technology in Today’s New Normal

Join us on Friday, September 18 | 12:00 – 1:00 p.m. Central Time Teledentistry can play a key role in helping you connect to your patients and as...

September 7, 2020
J & R Agency Joins Dyste Williams

We want to share some exciting news! As part of our quest to constantly improve and deliver best in class solutions to our clients in a rapidly c...

September 3, 2020
Dyste Williams Included In IIABA’s 2020 Best Practices Study

September 1, 2020 Dyste Williams continues for the fourth consecutive year to be part of an elite group of independent insurance agencies around th...

August 21, 2020
On Demand Webinar: Employee Benefits in the Midst of COVID-19

Assessing your Benefits Program to Optimize ROI In these uncertain times, employees remain your most important and most expensive resource. What stra...

July 2, 2020
Webinar: Changes to the Informed Consent Process

Informed Consent - The Good, the Questionable and Why It Is Critically Important During COVID-19 Join us on Friday, July 17 | 12:00 – 1:00 p.m. CS...

July 1, 2020
The Ever Changing Homeowners Insurance Marketplace

Minimizing Your Premiums and Future Claims Author - Roberta Gibbons, CIC, CISR Confused about your homeowners insurance policy?  You’re not alo...

June 18, 2020
Solving the Personal Liability Puzzle

Find the Missing Piece of Your Asset Protection Plan Author - Tony Rajkowski As a personal insurance advisor, few things puzzle me more than exces...

May 20, 2020
Webinar: How Ransomware Can Cripple Your Organization with One Wrong Click

Facts and Myths Related to Ransomware and Identity Theft Join us on Friday, June 19 | 10:00 – 11:00 a.m. Central Time How would your organizat...

May 20, 2020
Dyste THIRD FRIDAY Webinar Series

Dyste Williams presents our exclusive Third Friday webinar series on educational topics that will help your organization manage risks, improve practic...

May 13, 2020
Managing Your Post-Coronavirus Brand

Author: Ted Dyste - President & CEO | Dyste Williams There’s no denying that the COVID-19 pandemic has greatly disrupted businesses, both sma...

May 13, 2020
Entering the Next Phase of COVID-19: Reopening Your Practice

Author: Ted Dyste - President & CEO | Dyste Williams On​ May 5, Gov. Walz issued Executive Order 20-51 which allowed healthcare facilities ...

April 9, 2020
CARES ACT

CARES ACT - Small Business Loan Overview In response to the American economy reeling from the coronavirus (COVID-19) pandemic, the federal governme...

March 17, 2020
Coronavirus: Increased Cyber Risks

Remote Access and Best Practices Cybercriminals are now leveraging our national crisis to target businesses of all sizes by launching cyberattacks an...

March 17, 2020
Coronavirus FAQs: Impact to Business Insurance and Employee Benefits

UPDATED 3/25/2020 As we are all facing unprecedented change and uncertainty, we wanted to respond to some of the most frequently asked questions ab...

March 12, 2020
Coronavirus: Workers’ Compensation FAQs

Does the Coronavirus create a workers' compensation exposure? The short answer is, not likely. Other than the fact that the Coronavirus is currently ...

March 6, 2020
Coronavirus: start preparing for potential impact to your business

As the Coronavirus continues to spread and the global impact increases, it’s time to consider the potential impact to your employees and business op...

March 5, 2020
Keeping Your Head Above Water

The Danger Water Presents to Homeowners | March 2020 Author - Tony Rajkowski Buying a home is one of the biggest investments you will ever make. ...

October 2, 2017
It Can Even Happen to an Insurance Agent

'Something Smells Hot...' I woke up on Sunday morning of Labor Day weekend to the smell of something burning. It was coming from my furnace room. T...

October 30, 2015
Protecting Your Business from Cyber Liability

Small Businesses and Cyber Risk With high profile data breaches (cyber liability claims) such as Anthem, Target and Home Depot, data security conti...

November 22, 2013
Common Interest Community Living

Increasingly, people are choosing to live in a Common Interest Community (CIC). CIC’s are condominiums, townhomes, twin homes and even single family...

August 9, 2012
Commercial General Liability Insurance for Nonprofits

At Dyste Williams, we advise many nonprofit organizations about liability issues. Most nonprofits are aware of the need for adequate Directors and Off...

July 31, 2012
Pre-Taxing Employee Benefits with a “Cafeteria Plan”

Section 125 of the Tax Code (Internal Revenue Code or IRC) is often called a “cafeteria plan”. It allows employees to pay for qualified benefits w...