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Just like you, when
we do our job right,
the result is
a beautiful smile.
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Your patients know they’re in the best hands for their oral care. We want you to feel that way about your insurance.

Dyste Williams has unmatched experience and expertise insuring dentists and oral surgeons along with their practices. This experience makes the process easy and you get the coverages you need.

Dyste Williams is uniquely positioned to be the partner who can best meet your comprehensive, integrated insurance needs and earn your trust. We have an 85-year track record as an independent and unbiased advisor to our clients. Our work ethic as a family-owned firm is unflinching and provides the proven foundations for building client trust.


We can talk competitive prices, comprehensive products, property liability, umbrella coverage, malpractice protection, and all other important and often highly technical aspects of insurance– and we do. But as its core, this is all about people: the people of Dyste Williams interacting with the people we serve, working to make your insurance one less thing you have to worry about.

We insure your professional reputation.

Professional Liability
We have been the premier representative of the Fortress Insurance Company for dentists in the Upper Midwest for more than 20 years. Founded by dentists, Fortress consistently receives high ratings from AM Best. And since Fortress insures only dentists, your premiums are not inflated by risks incurred by other medical specialties.

We are the exclusive representative of the OMS National Insurance Company (OMSNIC) for most of the Upper Midwest. OMSNIC is owned and operated by oral and maxillofacial surgeons and insures more than 80 percent of the specialty. We are proud to support their mission of protecting your practice, your reputation and your future.

Umbrella Coverage
Umbrella coverage protects your practice from catastrophic lawsuit by adding protection above and beyond what’s provided by your core liability coverage (General Liability, Employment Benefits, Employers Liability and Business Auto). Because dental practices are highly vulnerable to expensive litigation, Dyste Williams recommends an Umbrella as an essential policy for dentists.

We insure your substantial property investments.

Business Owners Policy
By offering you a small, commercial package, we provide an affordable and convenient way to obtain the property and general liability insurance you need. Our independent status allows us to work with selected carriers such as Travelers, Hartford and Hanover who have enhanced their policies to meet the unique needs of dental practices. Our carries specialize in protecting small businesses and understand the risks faced by busy dental practices. They can also tailor flexible limits and coverage specific to each practice.

We insure your most valuable asset: your people.

Workers Compensation:
Our work comp carries offer affordable and innovative policies. They can help you with early intervention, advanced claim and medical technology, and a return-to-work strategy.

Employee Benefits:
We know you place great importance on the protection and well-being of your practice employees. Employee Benefit packages are a cost-effective way to keep your valuable employees healthy and happy. For more information, visit our Employee Benefits page.

We insure your whole practice.

We offer other important ways to protect your practice from risk, starting with helping you determine the right additional liability coverage for your business and how they may fit your unique needs:

  • Employment Practices Liability, including Third Party
  • Fiduciary Liability
  • Directors and Officers
  • Data Breach/Cyber Liability
  • Business Auto Policy


We insure what’s most personal to you.

Home, auto, life, disability, long term care

As a dentist or oral surgeon, you know that it’s just as important to protect your own personal assets, family and future with the right insurance, just like you do with your professional practice. You need comprehensive personal insurance coverage and expect to get it from top-rated carriers.

At Dyste Williams, we can design an insurance program to protect what you’ve worked hard for and treasure most. Our clients trust that we’ll handle their personal insurance with the same interest and level of quality as their business insurance, and we deliver on that promise every day.

Hygienists and Assistants

Special protection for Dental Hygienists and Dental Assistants
Receive a Professional Liability quote and purchase coverage in just a few minutes using our easy online quoting tool: Get your quote now.

Webinars and Whitepapers

Insurance insights to the dental community
Dyste Williams offers on-demand webinars and whitepapers for dentists, oral and maxillofacial surgeons and practice staff. Produced by leading experts in dental practice risk management.
Contact us to request more information at 952.593.5025 or

Special benefits for MDA members

Through our relationship with the Minnesota Dental Association,
we have negotiated special benefits for MDA members:

  • Discounts on Personal Insurance
  • Special Life and Disability Programs
  • Exclusive Coverage Options

For more information, call us at 952-593-5025


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