Technology companies not only need to protect their own facilities, equipment and personnel, but they also are liable for the technological integrity of the clients they serve. Dyste Williams works with the leading insurance companies that specialize in coverage for technology firms to help reduce their exposure to risk and loss. We protect your business so you can focus on protecting your clients from equipment failures, data breaches and other technology headaches. Dyste Williams can help you identify any gaps in your current liability coverage and recommend policies that provide better protection at competitive rates.
Commercial Property and General Liability
Commercial Property insurance covers loss or damage to buildings, contents like furniture, machinery or inventory. Specific computer coverage is necessary to adequately insure computer equipment, software and data loss. To protect from loss due to employee dishonesty, crime is another important addition to consider. Business interruption coverage provides protection for income loss due to building damage.
General Liability protects a business against claims that personal injury or damage to property occurred on or away from the premises. With the large amount of technology providers conducting services off-premises, coverage should be designed to provide coverage away from the office as well.
Even technology firms that follow all the rules can be hit with lawsuits, which can cost thousands of dollars in defense fees to address through the legal system. Professional Liability protects your business from allegations of copyright infringement, corrupted data or lost revenues – scenarios that are not typically covered by general liability policies.
Dyste Williams works with a number of carriers to provide a range of Professional Liability coverage options that are competitively priced and provide superior protection. Some options, designed for small businesses, can be written on a Business Owner’s Policy and are tailored to meet your coverage and budget needs.
Data Breach Coverage
Technology providers frequently have access to their client’s privileged and most private data. In the event of a breach of either your data or that of your clients, it is important to have the resources available to deal with the problem quickly and effectively to maintain your reputation and that of your customers.
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